Many of us think when we retire we will have all the time in the world to enjoy all the things we didn't do because we were too busy working and making a living.

Unfortunately that's rarely the case with most retirees. There's plenty of time but not enough money for even daily expenses, so we still don't get to do very many things.

Enter earning money on line. There are so many wonderful ways to earn a little or a lot. I've found that paid discussion groups are just one of the ways you can enjoy other people's company without driving across town or across the country and you can get paid for it at http://www.mylot.com/?ref=thebeaddoodler"target="_blank">myLot

Or if you're good at a certain thing you can write an E how article, or make a Squidoo lense to tell people about it. These programs pay you by your ratings and views. You can rack up a tidy sum just sharing your knowledge and passions.

If you like to keep a journal, you can write a daily blog, add some advertising like adsense to it and make money there.

Take time to explore the internet. Many of us have tried the BIG money earning sites and found that the investment was more than we cared to risk, but there are ways to earn money on the internet without paying a dime. Explore and find your niche.